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NEWSwap between coins at live prices

Every coin, kept as itself.
Staked, swapped, sent.

Deposit BNB and you hold BNB. Stake it on one of 32 proof-of-stake assets at a fixed APY of up to 45%, and earn your rewards in the same coin. Need another coin for a plan? Swap into it in seconds.

APY fixed at entry Deposits checked on-chain Stake as often as you like
45%Max APY
32Staking assets
32Deposit networks
$770,812Staked now
$65,400Rewards paid
Deposit on 32 networks, all credited automatically once confirmed
Tether Ethereum · ERC-20 Tether Tron · TRC-20 Bitcoin Bitcoin Ethereum Ethereum Litecoin Litecoin Solana Solana Tron Tron BNB Chain BNB Smart Chain · BEP-20 Cosmos Hub Cosmos Hub Polkadot Polkadot Toncoin The Open Network Cardano Cardano Avalanche Avalanche C-Chain Polygon Polygon NEAR Protocol NEAR Sui Sui Aptos Aptos Celestia Celestia Injective Injective Osmosis Osmosis Sei Sei Kava Kava Akash Network Akash dYdX Chain dYdX Chain Tezos Tezos Algorand Algorand Mina Protocol Mina MultiversX MultiversX Cronos Cronos Kusama Kusama Oasis Network Oasis THORChain THORChain
One wallet, every coin

Your coins stay your coins

Every coin has its own balance. What you deposit is what you hold, what you stake is what you earn in, and you decide when to change one into another.

A separate balance for each coin

A deposit of 0.5 ETH is 0.5 ETH in your account, not a dollar figure. Your wallet shows each coin with its value at today's price.

USDT1,250.00$1,250.00
ETH0.5$1,230.02
ATOM320$559.26
Example balances, valued at live prices
Automatic

Deposits found on the chain for you

Send to your own address on any of 32 networks. The platform watches the chain, waits for confirmation, checks the transfer against a second source, and credits the coin that arrived, in full.

Get your deposit addresses

Swap at live prices

Turn a coin you hold into USDT or the coin of any staking plan. You see the exact amount before you confirm. The fee is 0.5%.

1,000 USDT 569.31967729 ATOM

Stake a coin, earn that coin

An ATOM stake pays its rewards in ATOM. Open as many stakes as you like, in any plan, whenever you like. Each keeps its own term and rate.

Send to anyone here, instantly

Move any coin to another TWS Wallet account by username or QR code. It arrives at once, with no network fee.

How it works

From deposit to daily rewards

No hardware and no validator to run. Plans start at $50 worth of the coin.

1

Open an account

Free, in under a minute. Every account gets its own deposit addresses.

2

Deposit a coin

USDT, BTC, ETH, BNB and more. It is credited as that coin once the network confirms it.

If needed
3

Swap into the plan's coin

Holding USDT but want the ATOM plan? The stake form takes you to a swap with the amount already filled in.

4

Stake and earn

Pick a term from 1 to 12 months. The rate is fixed for the term, rewards accrue daily and can be claimed any time.

Earnings calculator

See what a stake earns, in its own coin

Real plan rates and today's prices. Pick an asset, a term and an amount.

$
Reward over the term-
You stake-
APY, fixed for the term-
Per day-
At maturity-
Early-exit fee-
Start this plan
An estimate. Rewards are paid in the coin you stake, so their dollar value moves with that coin's price. Rates shown are the ones on offer today.

Staking plans

High-yield proof-of-stake assets. Lock for 1, 3, 6, 9 or 12 months — longer terms unlock a higher APY. Rewards accrue daily and can be claimed any time.

32 assets · 160 plans
Bitcoin
BTC · 5 terms · up to 8% APY
8%
APY

Earn on the largest digital asset. Yield sourced from institutional lending and wrapped-BTC staking.

Lock
365d
Term return
+8.0%
Daily
0.022%
Early exit
15%
BTC
Estimated reward in BTC · 12 months0 ≈ per month0 ≈ per day0
You receive at maturity0
Create account to stake
Already a member? Sign inMin $50 worth
APY is annualised. The term return shows what the full lock period pays; rewards accrue every day from the moment you stake.
Claim any time. Accrued rewards can be claimed to your wallet before maturity without ending the stake.
Early exit fee applies to the principal only if you unstake before the lock ends. Longer terms carry a higher fee.
Fixed at entry. The APY shown when you stake is locked for the whole term, regardless of later rate changes.
Security and transparency

Built so every number can be checked

Clear terms before you commit, and a record of everything after.

Your balance is kept by us on your behalf. What protects it is on this page, in plain words.

Rates fixed at entry

The APY, the lock period and the early-exit fee are shown before you confirm, and the rate never changes for that stake.

Deposits verified on-chain

Incoming transfers are read from the blockchain and checked against a second source before a coin is credited.

Prices from several markets

Swaps and dollar values use the median of several price sources. Without a live price, a swap simply does not run.

A full ledger

Every deposit, stake, reward, swap and transfer is a line in your history, exportable to CSV.

Account protection

A log of every sign-in, an alert when you sign in from a new address, and a password change signs out every other device.

People behind the payouts

Every withdrawal to an outside wallet is reviewed by a person before it is sent.

Get the app

TWS Wallet on any device

iPhone, Android, Windows, macOS and Linux. No app store required.

Detecting your device…

TWS Wallet on every device.No app store needed.

Install the app in a few taps and get a home-screen icon, full-screen experience, offline page and instant updates on iPhone, Android, Windows, macOS and Linux.

Show the steps Already installed on this device
  • Home-screen icon
  • Full screen, no browser bars
  • Offline page
  • Updates itself
  • Under 1 MB
  • Same secure account
iPhone · iPad · Android · Windows · macOS · Linux
Install on iPhone or iPadSafari · iOS 16.4 or newer · about 20 seconds
  1. 1Open twswallet.com in Safari, Chrome, Firefox or Edge (not inside Instagram or Telegram).
  2. 2Tap Share at the bottom of the screen (Firefox: menu → Share).
  3. 3Scroll down and choose Add to Home Screen, then tap Add.
  4. 4Open TWS Wallet from your Home Screen. It launches full-screen with its own splash screen.
Safari Chrome (iOS 16.4+) Firefox Edge In-app browsers
Face ID / Touch ID autofill works inside the app just like in Safari.
Install on AndroidChrome, Samsung Internet, Firefox, Edge or Brave
  1. 1Tap Install TWS Wallet above. Chrome shows a confirmation sheet, tap Install.
  2. 2No prompt? Open the browser menu and choose Install app or Add to Home screen.
  3. 3Samsung Internet: menu → Add page to → Home screen. Firefox: menu → Install.
  4. 4Find the TWS Wallet icon in your app drawer. It opens like any native app.
Chrome Samsung Internet Edge Brave Firefox (menu → Install)
Download the APK
Prefer a file? The APK installs the same app directly (allow "install from this source" when Android asks). It opens the site in Chrome's engine, so Chrome must be on the phone.
Install on WindowsMicrosoft Edge or Google Chrome · Windows 10 / 11
  1. 1Click Install TWS Wallet above, or the install icon at the right end of the address bar.
  2. 2Edge: menu → Apps → Install this site as an app. Chrome: menu → Cast, save and share → Install page as app.
  3. 3Confirm. TWS Wallet appears in the Start menu and on the taskbar, in its own window without browser tabs.
Edge Chrome Brave / Opera Firefox (pin the tab instead)
Install on macOSSafari 17+ (Sonoma) or Chrome / Edge
  1. 1Safari: menu File → Add to Dock… → Add. The app gets its own Dock icon and window.
  2. 2Chrome / Edge: click Install TWS Wallet above or the install icon in the address bar.
  3. 3Launch it from Launchpad, Spotlight or the Dock like any Mac app.
Safari 17+ Chrome Edge Firefox (pin the tab instead)
Install on LinuxChrome, Chromium, Edge or Brave
  1. 1Click Install TWS Wallet above or the install icon in the address bar.
  2. 2Or open the menu → Cast, save and share → Install page as app.
  3. 3A desktop entry is created, so TWS Wallet shows up in your application launcher.
Chrome / Chromium Edge Brave Firefox (pin the tab instead)
QR code to open TWS Wallet on your phone
On your phone instead?Scan with the camera to open twswallet.com, then add it to your Home Screen.
FAQ

Common questions

What happens when I deposit a coin?

It is credited as that coin. A deposit of 0.013 BNB is 0.013 BNB in your wallet, not a dollar figure. On most networks the deposit is found automatically once the chain confirms it.

How are rewards calculated?

Every day: amount staked × APY ÷ 365, paid in the coin you staked. 1,000 ATOM at 36.5% APY earns 1 ATOM a day. The rate is fixed when you stake.

The plan I want uses a coin I don't have.

Swap into it. The swap page shows exactly how much you will receive at the live price, after the 0.5% fee. If the price moves against you before you confirm, the swap stops and shows you the new amount.

Can I stake more than once?

Yes, as often as you like, in the same plan or in different ones. Each stake keeps its own term, rate and rewards.

Can I leave before the term ends?

Yes. An early-exit fee of 5% to 15%, depending on the term, applies to the principal. Rewards you have already claimed are always yours.

What is the minimum?

$50 worth of the coin, at today's price. There is no maximum unless a plan states one.

How do withdrawals work?

Each coin is withdrawn from its own balance to an address you choose. Every payout is reviewed by a person and paid within 24 to 48 hours.

Where do I see everything?

Your dashboard shows each coin's balance, active stakes, claimable rewards, swaps, transfers, notifications and a log of every sign-in.

Crypto carries risk. Coin prices move, so the dollar value of a stake and its rewards can fall as well as rise. A fixed APY fixes the rate in the coin, not the coin's price. Read the risk disclosure before you stake.

Put every coin you hold to work

Open a free account, get your deposit addresses, and start earning in the coins you already own.